Instagram · May 25, 2026
Video claims significant returns from child investment schemes, including NPS and Sukanya Samriddhi Yojana.
Most people don't know that when bank employees have children, they invest in schemes like NPS for their children, and just a 5000 SIP will give them approximately 38 lakh rupees when the child turns 18. Second, children's mutual funds. For this, I use Angel One. And you can save for your child's higher education and marriage expenses from here with higher returns. Third, Sukanya Samriddhi Yojana, which is for a girl child, and you get a fixed return of 8% tax-free.
What's right
What's wrong
Breakdown
The claim that children's mutual funds can be used for higher education and marriage expenses is supported by Reference 4 and Reference 6. The claim that Sukanya Samriddhi Yojana offers an 8% tax-free return for a girl child is also supported by Reference 11, which mentions it offers one of the highest interest rates among small savings schemes and tax-free interest and maturity proceeds, and Reference 8 mentions it is for a girl child.
The video showing graphics for 'Angel One', 'Sukanya Samriddhi Yojana', and '8% interest' are visual elements of the video and cannot be fact-checked against the provided web context. However, the claim that investing ₹5000 in an NPS scheme for a child can result in approximately ₹38 lakh when the child turns 18 is not directly supported.
Reference 12 states that investing ₹5000 every month for 20 years in NPS Vatsalya with an 8% annual return would result in approximately ₹1.5 crore, not ₹38 lakh from a single ₹5000 investment. The claim about a pie chart showing ₹38.72 Lakh is a visual element not verifiable from the text sources. [1][2][3]